Fintech for brands.Your payment card.Their next visit.

9:41

IDC

The Italian Deli Co.now

+$20.00 cashback added. 20% back on your $100.00 visit.

IDC

The Italian Deli Co.

Your card

Cashback balance

$20.00

Ready for your
next visit

Latest activity

Cashback earned

20% on $100.00

+$20.00

IDC

The Italian Deli Co.

Today · Contactless

$100.00

The Starbucks wallet model, built for your brand. Customers load funds, tap to pay, and earn cashback they can only spend with you. Keep your brand top of mind and turn every payment into a return visit.

Start Your 90-Day Free Pilot Design Your Card

Mastercard-powered Pay Pay Backed bytechstars_

9:41

IDC

The Italian Deli Co.now

+$20.00 cashback added. 20% back on your $100.00 visit.

IDC

The Italian Deli Co.

Your card

Cashback balance

Ready for your
next visit

Latest activity

Cashback earned

20% on $100.00

+$20.00

IDC

The Italian Deli Co.

Today · Contactless

$100.00

The Italian Deli Co. branded payment card

No app to downloadYour card lives in Apple Wallet and Google Wallet.
No new terminalsCustomers tap at the card readers you already have.
No POS integrationNothing to install or connect. Payments run on Mastercard rails.
No changes at checkoutCustomers tap to pay. Your staff carry on as usual.

How it works

Your Branded Wallet. Built for Repeat Visits.

Launch your own wallet, payment card, and cashback program without building the technology. Guests join in a few simple steps and each payment gives them a reason to return.

How it works

Your Branded Wallet. Built for Repeat Visits.

Launch your own wallet, payment card, and cashback program without building the technology. Guests join in a few simple steps and each payment gives them a reason to return.

Choose your card design and cashback offers. Zwipe handles wallet creation, card issuance, and rewards management.

Guests enter their details and add money. Zwipe automatically creates their wallet and issues your branded payment card, connected to their balance.

Guests add your card to Apple Wallet or Google Wallet - ready to use and pay.

Guests pay with your branded card through Apple Pay or Google Pay at your existing POS system’s contactless terminal. Payment comes from their wallet balance. No POS integration required.

Guests earn cashback they can spend only at your participating locations. They leave with money toward another purchase and a reason to choose you again.

Understand how much guests spend and how often they visit. Use those insights to personalize offers, reward guests who return sooner, and remind opted-in guests of cashback waiting to be spent.

QR code linking to partner.zwipe.co/new-flow

See it Yourself

Scan to walk through the same simple, smooth journey your customers will.

partner.zwipe.co/new-flow

9:41

Zwipe · Program setup

Trejo’s Tacos

Card designCustom

Cashback rate20%

Return-visit boostUp to 35%

Spend atAll locations

Wallet, card & rewardsHandled by Zwipe

9:41

Join Trejo’s Tacos

Takes about a minute

Full name

María López

maria@email.com

Mobile

(000) 000-0000

Add funds

$25$50$100

Your wallet and Trejo’s Tacos card are created automatically, connected to your balance.

Add $50.00

9:41

Added to Wallet

Your Trejo’s Tacos card is ready to use with Apple Pay.

Done

9:41

Hold Near Reader

Trejo’s Tacos ···· 7890

9:41

Trejo’s Tacos

Card ···· 7890

+$20.00

Cashback earned

On your $100.00 visit today

Payment$100.00

Cashback rate20%

Spend it atTrejo’s Tacos

9:41

Trejo’s Tacos

Cashback Boost

Your next visit comes with a boost.

On your
next visit 25%cashback

Visit 120%✓

Visit 225%Next visit

Visit 330%

Visit 435%

Return by Oct 9 to keep your boost

How it works

Tuesday, September 29

9:41

Trejo’s Tacosnow

You have $20.00 waiting for your next visit. ¡Nos vemos pronto!

Taco Tuesday is back2h ago

Every Tuesday, all day. Trae a toda la familia.

Trejo’s Tacos1d ago

A reason to return. Our new salsa bar is here.

9:41

Trejo’s Tacos · Insights

Your guests

Avg. spend

$48.20

Visits / month

2.4

Returning guests

62%

Cashback waiting

$3.1K

Visits per week

84 guests haven’t visited in 30 days

$1,240 cashback unspent

Send offer

9:41

Community

Trejo’s Tacos

1d ago

A must-try this week

Birria quesadillas are back, with consomé for dipping. ¡Ven por la tuya!

Birria Quesadillas

Trejo’s Tacos

5d ago

Taco Tuesday is back

Every Tuesday, all day. Trae a toda la familia.

Taco Tuesday

See it Yourself

Walk through the same simple, smooth journey your customers will.

See the User Experience

Why Zwipe

You already pay to get paid. Get more from every transaction.

Lower payment costs. More repeat visits. Zwipe helps turn an everyday expense into an opportunity for growth.

ANNUAL CARD SALES

$1,000,000

Processing fees at 3%−$30,000

Built-in reason to returnNone

A cost.

Processing fees reduce your margin. The transaction ends there.

Less cost. More opportunity.

Lower processing costs and branded cashback that gives customers a reason to return.

A discount ends at checkout. Cashback always stays in your ecosystem.

Bill$100.00

20% immediate discount−$20.00

$80.00

Collected today. The $20 is gone at checkout, with nothing to bring the guest back.

Bill$100.00

20% cashback to their card+$20.00

$100.00

Collected today, plus $20 on their card to spend only with you. That’s another visit secured.

Why Zwipe Is Different

Simple to launch. Simple to use.

Bring branded payments, cashback, and customer engagement to your business without building the financial infrastructure yourself.

Your branded card lives alongside the cards customers already use.

Rewards are spendable only with your brand, giving customers a reason to return.

Reach opted-in customers with offers, reminders, and updates.

Increase cashback from 20% to 35% for return visits within seven days.

Give new guests cashback toward their next purchase.

Bring lapsed guests back with balance reminders and relevant offers.

Understand visit patterns to identify when customers are likely to return and when to make an offer.

Solutions

Built for brands people come back to.

One payment experience, tailored to your brand.

9:41

‹ Inbox

IDC

The Italian Deli Co.

To: Maria · 9:12 AM

Your first visit earned you 20% cashback!

The Italian Deli Co.

You earned $20.00 on your $100.00 visit at 20% cashback. Come back within 7 days and earn 25%.

20%25%30%35%

View My Cashback Boost

Miss the 7-day window and your next visit starts a new cycle at 20%. Earned cashback is kept.

9:41

Your stay

Cashback available

$66.00

Spend it at any Halden House restaurant, bar or spa.

This stay

The Orangery

Dinner · $86.00

+$17.20

Halden Spa

Treatment · $180.00

+$36.00

Rooftop Bar

Drinks · $64.00

+$12.80

9:41

Matchday · Saturday 3:00 PM

Ashford v Corbridge Town

Your cashback

$19.40

Spend at the shop,
kiosks and bars

2× cashback in the club shop

Until kick-off on Saturday.

Club Shop

Home shirt · $70.00

+$14.00

North Stand Kiosk

Food & drink · $14.00

+$1.40

Last home match

Earned · Sep 20

+$4.00

9:41

Good evening, Eleanor

Club balance

$85.00

Cashback

$14.50

This week at the club

Wine dinner

Thursday, 7:30 PM · 3× cashback for members

Reserve

The Library Bar$48.00

Dining Room$112.00

9:41

NORTHFIELD

$30.00

Cashback toward your next visit

Spend it in any Northfield store.

New in store

The Trail collection lands Friday. Double cashback all weekend.

Northfield Flagship

Sep 26 · $150.00

+$30.00

The Italian Deli Co.

Turn tonight’s bill into next week’s table.

Guests tap your card like any other. Cashback lands on it, ready for their next visit and only spendable with you.

Dynamic cashback for timely return visits
Menu launches and news for opted-in guests
Visits and spend by location

Halden House

One card for every outlet on property.

Guests pay across your restaurants, bars and spa with one branded card. Cashback earned in one outlet can be spent in the next, or on the next stay.

Cashback rules by outlet and property
Pre-arrival and in-stay offers
Guest spend across every outlet

Ashford Athletic FC

A card fans are proud to carry.

Supporters pay for shirts, food and drinks with a club-branded card, and earn cashback toward the next matchday.

Matchday and club shop boosts
Fixture news and offers for opted-in fans
Fan spend by venue and match

The Marlowe

A members’ card that pays its way.

Members use one club card for dining, the bar and events, and earn value they spend back in the club.

Member-only offers and event invitations
Value that stays within the club’s outlets
Activity across dining, bar and events

Northfield Supply Co.

Bring shoppers back for the next season.

Shoppers earn cashback on today’s purchase that they can spend in your stores next time.

Launch and new-collection boosts
Win-back offers for lapsed shoppers
Spend by store and season

Book a Call

Keep scrolling for the next industry

Platform

Everything behind the experience.

Cards, rewards, engagement and insights in one place. You decide how the program works. Zwipe runs it.

Launch branded cards built for everyday payments.

Prepaid payment cards in your brand, physical and digital, that customers add to Apple Pay or Google Wallet and use at the terminals you already have.

Just-in-time fundingAuthorized as the customer pays

SDK and APIsEmbed card and rewards in your app

Pay PayMastercard network

Give customers more reasons to spend with your brand again.

Merchant-funded cashback and promotions that land on the card as value customers can only spend with you. You set the rules and the budget.

RewardsThe Italian Deli Co.

Cashback20% on a $100.00 visit+$20.00
Wallet dropAdded to every cardholder+$10.00
Promo codeWELCOME10 on first load+$10.00
Reload bonusLoad $100, get $10 on top+$10.00
Happy hour boostDouble cashback until 6 PMToday only

Merchant-funded cashback
Wallet drops
Promo codes
Reload bonuses
Time-limited rewards
Cards with promotional value

Reward customers for coming back sooner.

Cashback Boost raises the rate when a customer returns within a window you choose. Miss the window and the next visit starts a new cycle. Earned cashback is kept.

Example: return within 7 daysRate, 0 to 40% scale

Visit 1

Starts the cycle

20%

Visit 2

Within 7 days

25%

Visit 3

Within 7 days

30%

Visit 4

Within 7 days

35%

0%20%40%

Campaign budget$1,240 of $2,000

Cashback Boost
Time-limited windows
Visit-based progression
Configurable tiers
Rules and budgets

Keep customers connected between purchases.

Reach opted-in cardholders with announcements and targeted offers, schedule campaigns by segment, and bring in new customers with gift and promotional cards.

New campaignScheduled

SegmentNo visit in 21 days

Offer25% boost, 7 days

SendsFri, 10:00 AM

We miss you, Maria. Come back this week and earn 25% cashback.

The Italian Deli Co.

Buon
Compleanno!

A LITTLE TASTE OF ITALY

GIFT$50

Digital gift card

ToSam Rossi

MessageTanti auguri! Lunch is on me.

DeliveryEmail, Fri 9:00 AM

Announcements
Customer segments
Targeted offers
Scheduled campaigns
Digital gift cards
Promotional cards

Understand customer activity and act on it.

Transaction activity, visits, spend, cashback balances and redemptions for every cardholder, with segments you can target and campaigns you can measure.

The Italian Deli Co.

Illustrative dataLast 30 days

Active cardholders

1,240

Card spend

$61.9K

Cashback awarded

$12.4K

Cashback redeemed

$8.1K

Cardholder visits by weekReturningFirst visit

Regulars

412

3+ visits a month

Lapsing

186

No visit in 21 days

Unspent balance

$4.3K

Cashback outstanding

Transaction activity
Visit and spend behavior
Balances and redemptions
Behavioral targeting
Performance measurement

Design your card
Explore Cashback Economics
Book a Call

Card Builder

Your brand. Your card.

See what your own branded payment card could look like in seconds. No sign-up needed.

Pick a look

Custom

Style {{ cb.themeName }}

Customize the appearance

Text color

Layout

Finish Physical card

Finishes apply to the physical card.

Add your brand

Brand or card name{{ cb.count }}/28

LogoOptional · PNG, JPG, SVG, WebP · max 5 MB

Upload your logo.Drop a file here or browse.

Where it sits

Logo size{{ cb.logoScaleTxt }}

Preview your design

Saved design link

9:41

Wallet+···

Ready to pay{{ cb.displayName }} ···· 3456

1234 5678 9012 3456

CARDHOLDER

YOUR CUSTOMER

Pricing

Simple pricing. Easy to try.

Start with a 90-day pilot, then scale with pricing tied to how customers use your card.

$0
Pilot Implementation Fee
Launch without upfront implementation costs.
$1.50/ load
Card Loads
Each time a customer adds funds.
$2/ month
Active Wallets
Per active wallet each month.
2.75%
Repeat Card Spend
On qualifying return purchases made with your branded card.

Prove the numbers. Then plan the rollout.

Start with a pilot built around your business.

Start Your 90-Day Pilot

Frequently Asked Questions

Something we haven't covered?

Book a Call

Your card.
Your customers.
Your next visit.

See what a branded card program could look like for your business.

Start Your 90-Day Free Pilot Get in Touch

Fintech for brands.Your payment card.Their next visit.

Your Branded Wallet. Built for Repeat Visits.

Your Branded Wallet. Built for Repeat Visits.

See it Yourself

See it Yourself

You already pay to get paid. Get more from every transaction.

A discount ends at checkout. Cashback always stays in your ecosystem.

Simple to launch. Simple to use.

Your brand in their walletYour brand in their wallet

Cashback stays in your ecosystemCashback stays in your ecosystem

A direct lineA direct line

Bring guests back soonerBring guests back sooner

Turn a first visit into a relationshipTurn first visits into regulars

Reconnect with guests who have stopped visitingReconnect with lapsed guests

Anticipate their next visitAnticipate their next visit

Built for brands people come back to.

Turn tonight’s bill into next week’s table.

One card for every outlet on property.

A card fans are proud to carry.

A members’ card that pays its way.

Bring shoppers back for the next season.

Everything behind the experience.

Launch branded cards built for everyday payments.

Give customers more reasons to spend with your brand again.

Reward customers for coming back sooner.

Keep customers connected between purchases.

Understand customer activity and act on it.

Your brand. Your card.

1Pick a look

2Customize the appearance

3Add your brand

4Preview your design

Simple pricing. Easy to try.

Pilot Implementation Fee

Card Loads

Active Wallets

Repeat Card Spend

Prove the numbers. Then plan the rollout.

Frequently Asked Questions

{{ f.q }}

Your card.Your customers.Your next visit.

Pick a look

Customize the appearance

Add your brand

Preview your design

Your card.
Your customers.
Your next visit.